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Monica

Monica

Crypto offramp Live

Monica is a Nigerian crypto-to-naira off-ramp that converts stablecoins and major crypto assets to naira with instant payouts to local bank accounts, alongside bill payments and a virtual USD card.

monica.cash𝕏@monicanigeria$175.96M lifetime
Data through 2026-09-15
What changed

Monica — volume up 37.3% QoQ, 26.4% of tracked volume.

Connections

Offramp · 5 chains
Operates in
🇳🇬 Nigeria
Category
Offramp
Stablecoins observed
USDTUSDCPYUSD
Chains
5 chains
Retail Volume
$43.52M
+37.30% QoQ
Active Wallets
22,929
unique wallets
Lifetime Flow
$175.96M
since coverage
Avg Deposit
$155.00
per deposit
Chains
5
covered
Section 01

Monica Trends

Retail volume ($M) · quarterly to-date
0M12.5M25M37.5M50MQ1 '24Q3 '24Q1 '25Q3 '25Q1 '26Q3 '26$43.8Mafriflux.xyz
Section 10

Activity by Time of Day

When depositors move.

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Hour of day (UTC) × weekday · darker = more deposit activity
Monica has no on-chain retail withdrawals — we track inbound (deposit) timing only; cash-out settles off the ledger.